Call reports 2002
CARSON NATIONAL BANK OF AUBURN, THE — 2002
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,672,000 | 43,243,000 | 43,979,000 | 43,606,000 |
| Total loans | 22,008,000 | 22,598,000 | 23,075,000 | 23,237,000 |
| Allowance for loan losses | 240,000 | 242,000 | 245,000 | 248,000 |
| Securities available for sale | 13,517,000 | 14,888,000 | 14,785,000 | 13,727,000 |
| Securities held to maturity | 1,630,000 | 1,630,000 | 1,690,000 | 1,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,138,000 | 37,485,000 | 38,026,000 | 37,612,000 |
| Interest-bearing deposits | 35,458,000 | 35,225,000 | 35,266,000 | 34,595,000 |
| Noninterest-bearing deposits | 2,680,000 | 2,260,000 | 2,760,000 | 3,017,000 |
| Equity capital | 5,143,000 | 5,307,000 | 5,271,000 | 5,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,234,000 | 1,858,000 | 2,475,000 |
| Interest expense | 277,000 | 533,000 | 771,000 | 1,000,000 |
| Net interest income | 332,000 | 701,000 | 1,087,000 | 1,475,000 |
| Noninterest income | 14,000 | 32,000 | 51,000 | 65,000 |
| Noninterest expense | 285,000 | 562,000 | 923,000 | 1,191,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 8,000 |
| Pretax income | 61,000 | 169,000 | 210,000 | 342,000 |
| Income tax | 6,000 | 30,000 | 34,000 | 66,000 |
| Net income | 55,000 | 139,000 | 176,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,957,000 | 5,040,000 | 5,077,000 | 5,178,000 |
| Total capital | 5,197,000 | 5,282,000 | 5,322,000 | 5,426,000 |
| Risk-weighted assets | 24,801,000 | 25,363,000 | 26,266,000 | 26,539,000 |