Call reports 2001
CARSON NATIONAL BANK OF AUBURN, THE — 2001
What CARSON NATIONAL BANK OF AUBURN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,598,000 | 41,096,000 | 42,041,000 | 43,173,000 |
| Total loans | 20,183,000 | 20,382,000 | 19,503,000 | 20,787,000 |
| Allowance for loan losses | 236,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 12,976,000 | 12,358,000 | 12,404,000 | 12,844,000 |
| Securities held to maturity | 1,385,000 | 1,630,000 | 1,630,000 | 1,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,177,000 | 35,593,000 | 36,341,000 | 37,506,000 |
| Interest-bearing deposits | 33,675,000 | 32,966,000 | 33,849,000 | 34,578,000 |
| Noninterest-bearing deposits | 2,502,000 | 2,627,000 | 2,492,000 | 2,928,000 |
| Equity capital | 4,998,000 | 5,067,000 | 5,214,000 | 5,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,341,000 | 1,987,000 | 2,603,000 |
| Interest expense | 368,000 | 731,000 | 1,079,000 | 1,393,000 |
| Net interest income | 305,000 | 610,000 | 908,000 | 1,210,000 |
| Noninterest income | 17,000 | 37,000 | 55,000 | 73,000 |
| Noninterest expense | 250,000 | 493,000 | 741,000 | 1,010,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 14,000 |
| Pretax income | 66,000 | 144,000 | 212,000 | 259,000 |
| Income tax | 10,000 | 24,000 | 32,000 | 32,000 |
| Net income | 56,000 | 120,000 | 180,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,790,000 | 4,854,000 | 4,915,000 | 4,962,000 |
| Total capital | 5,026,000 | 5,094,000 | 5,155,000 | 5,202,000 |
| Risk-weighted assets | 22,210,000 | 23,015,000 | 22,632,000 | 23,596,000 |