Call reports 2008
MARINE BANK & TRUST — 2008
What MARINE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 168,641,000 | 174,030,000 | 177,315,000 | 186,480,000 |
| Total loans | 125,620,000 | 128,402,000 | 139,103,000 | 150,821,000 |
| Allowance for loan losses | 993,000 | 1,025,000 | 1,074,000 | 1,122,000 |
| Securities available for sale | 18,503,000 | 20,644,000 | 22,303,000 | 21,401,000 |
| Securities held to maturity | 2,214,000 | 2,113,000 | 1,023,000 | 937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,060,000 | 150,947,000 | 149,520,000 | 157,939,000 |
| Interest-bearing deposits | 127,267,000 | 130,853,000 | 129,862,000 | 134,469,000 |
| Noninterest-bearing deposits | 19,793,000 | 20,094,000 | 19,658,000 | 23,470,000 |
| Equity capital | 13,146,000 | 13,410,000 | 13,786,000 | 14,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 4,967,000 | 7,377,000 | 9,899,000 |
| Interest expense | 1,071,000 | 1,937,000 | 2,707,000 | 3,501,000 |
| Net interest income | 1,449,000 | 3,030,000 | 4,670,000 | 6,398,000 |
| Noninterest income | 250,000 | 501,000 | 807,000 | 1,115,000 |
| Noninterest expense | 1,065,000 | 2,125,000 | 3,247,000 | 4,442,000 |
| Provision for loan losses | 35,000 | 85,000 | 140,000 | 190,000 |
| Pretax income | 599,000 | 1,321,000 | 2,090,000 | 2,881,000 |
| Income tax | 203,000 | 389,000 | 528,000 | 857,000 |
| Net income | 396,000 | 932,000 | 1,562,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,569,000 | 13,104,000 | 13,383,000 | 13,845,000 |
| Total capital | 13,562,000 | 14,129,000 | 14,457,000 | 14,967,000 |
| Risk-weighted assets | 128,902,000 | 129,023,000 | 138,276,000 | 147,920,000 |