Call reports 2007
MARINE BANK & TRUST — 2007
What MARINE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,435,000 | 164,170,000 | 168,404,000 | 170,007,000 |
| Total loans | 123,646,000 | 119,586,000 | 123,047,000 | 125,365,000 |
| Allowance for loan losses | 1,093,000 | 1,059,000 | 1,028,000 | 1,072,000 |
| Securities available for sale | 19,125,000 | 18,917,000 | 18,597,000 | 17,421,000 |
| Securities held to maturity | 1,733,000 | 1,587,000 | 1,429,000 | 2,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,299,000 | 140,624,000 | 144,569,000 | 146,321,000 |
| Interest-bearing deposits | 119,607,000 | 123,890,000 | 126,588,000 | 124,188,000 |
| Noninterest-bearing deposits | 16,692,000 | 16,734,000 | 17,981,000 | 22,133,000 |
| Equity capital | 12,090,000 | 12,072,000 | 12,211,000 | 12,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 4,954,000 | 7,552,000 | 10,157,000 |
| Interest expense | 1,044,000 | 2,118,000 | 3,262,000 | 4,419,000 |
| Net interest income | 1,429,000 | 2,836,000 | 4,290,000 | 5,738,000 |
| Noninterest income | 235,000 | 521,000 | 819,000 | 1,130,000 |
| Noninterest expense | 1,045,000 | 2,072,000 | 3,100,000 | 4,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 619,000 | 1,285,000 | 2,009,000 | 2,733,000 |
| Income tax | 218,000 | 446,000 | 671,000 | 920,000 |
| Net income | 401,000 | 839,000 | 1,338,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,842,000 | 11,918,000 | 11,931,000 | 12,369,000 |
| Total capital | 12,935,000 | 12,977,000 | 12,959,000 | 13,441,000 |
| Risk-weighted assets | 119,378,000 | 118,196,000 | 122,223,000 | 125,659,000 |