Call reports 2004
MARINE BANK & TRUST — 2004
What MARINE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,635,000 | 82,203,000 | 80,995,000 | 85,777,000 |
| Total loans | 65,888,000 | 66,318,000 | 68,975,000 | 68,860,000 |
| Allowance for loan losses | 658,000 | 654,000 | 641,000 | 641,000 |
| Securities available for sale | 5,918,000 | 5,316,000 | 5,010,000 | 4,233,000 |
| Securities held to maturity | 1,597,000 | 1,439,000 | 1,350,000 | 1,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,626,000 | 72,001,000 | 70,660,000 | 75,121,000 |
| Interest-bearing deposits | 63,536,000 | 65,431,000 | 64,083,000 | 64,030,000 |
| Noninterest-bearing deposits | 7,090,000 | 6,570,000 | 6,577,000 | 11,091,000 |
| Equity capital | 6,432,000 | 6,652,000 | 6,765,000 | 6,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,171,000 | 3,204,000 | 4,292,000 |
| Interest expense | 304,000 | 604,000 | 908,000 | 1,220,000 |
| Net interest income | 744,000 | 1,567,000 | 2,296,000 | 3,072,000 |
| Noninterest income | 118,000 | 238,000 | 368,000 | 502,000 |
| Noninterest expense | 462,000 | 934,000 | 1,600,000 | 2,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 871,000 | 1,064,000 | 1,436,000 |
| Income tax | 133,000 | 305,000 | 363,000 | 487,000 |
| Net income | 267,000 | 566,000 | 701,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,290,000 | 6,569,000 | 6,685,000 | 6,914,000 |
| Total capital | 6,948,000 | 7,223,000 | 7,326,000 | 7,555,000 |
| Risk-weighted assets | 62,771,000 | 63,155,000 | 65,551,000 | 66,905,000 |