Call reports 2002
SAVANNA STATE BANK — 2002
What SAVANNA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 37,783,000 |
| Total loans | 20,313,000 |
| Allowance for loan losses | 442,000 |
| Securities available for sale | 14,366,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 33,570,000 |
| Interest-bearing deposits | 31,309,000 |
| Noninterest-bearing deposits | 2,261,000 |
| Equity capital | 3,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 536,000 |
| Interest expense | 270,000 |
| Net interest income | 266,000 |
| Noninterest income | 13,000 |
| Noninterest expense | 185,000 |
| Provision for loan losses | 1,000 |
| Pretax income | 93,000 |
| Income tax | 31,000 |
| Net income | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 4,044,000 |
| Total capital | 4,322,000 |
| Risk-weighted assets | 22,091,000 |