Call reports 2001
SAVANNA STATE BANK — 2001
What SAVANNA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,137,000 | 37,368,000 | 38,099,000 | 38,491,000 |
| Total loans | 24,791,000 | 24,304,000 | 22,828,000 | 21,528,000 |
| Allowance for loan losses | 286,000 | 536,000 | 546,000 | 440,000 |
| Securities available for sale | 4,586,000 | 4,464,000 | 4,516,000 | 10,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,927,000 | 33,412,000 | 33,942,000 | 34,210,000 |
| Interest-bearing deposits | 30,481,000 | 31,041,000 | 31,830,000 | 32,009,000 |
| Noninterest-bearing deposits | 2,446,000 | 2,371,000 | 2,112,000 | 2,201,000 |
| Equity capital | 3,876,000 | 3,626,000 | 3,834,000 | 3,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,285,000 | 1,807,000 | 2,372,000 |
| Interest expense | 385,000 | 757,000 | 1,133,000 | 1,489,000 |
| Net interest income | 269,000 | 528,000 | 674,000 | 883,000 |
| Noninterest income | 16,000 | 27,000 | 39,000 | 56,000 |
| Noninterest expense | 144,000 | 299,000 | 453,000 | 665,000 |
| Provision for loan losses | 3,000 | 345,000 | 348,000 | 350,000 |
| Pretax income | 138,000 | -89,000 | -88,000 | -46,000 |
| Income tax | 47,000 | 85,000 | -30,000 | -107,000 |
| Net income | 91,000 | -174,000 | -58,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,027,000 | 3,762,000 | 3,878,000 | 3,996,000 |
| Total capital | 4,313,000 | 4,082,000 | 4,184,000 | 4,285,000 |
| Risk-weighted assets | 25,879,000 | 25,290,000 | 24,276,000 | 22,975,000 |