Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,472,000 | 119,157,000 | 119,696,000 | 121,303,000 |
| Total loans | 71,923,000 | 73,031,000 | 73,697,000 | 71,863,000 |
| Allowance for loan losses | 722,000 | 731,000 | 743,000 | 755,000 |
| Securities available for sale | 35,373,000 | 34,313,000 | 32,828,000 | 31,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,524,000 | 99,406,000 | 97,622,000 | 98,815,000 |
| Interest-bearing deposits | 83,311,000 | 82,454,000 | 81,122,000 | 81,899,000 |
| Noninterest-bearing deposits | 17,213,000 | 16,952,000 | 16,500,000 | 16,916,000 |
| Equity capital | 16,241,000 | 16,791,000 | 17,108,000 | 17,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,449,000 | 3,687,000 | 4,921,000 |
| Interest expense | 250,000 | 506,000 | 767,000 | 1,022,000 |
| Net interest income | 969,000 | 1,943,000 | 2,920,000 | 3,899,000 |
| Noninterest income | 161,000 | 307,000 | 494,000 | 669,000 |
| Noninterest expense | 866,000 | 1,698,000 | 2,563,000 | 3,673,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 268,000 | 544,000 | 828,000 | 857,000 |
| Income tax | 13,000 | 26,000 | 40,000 | 41,000 |
| Net income | 255,000 | 518,000 | 788,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,889,000 | 15,159,000 | 15,386,000 | 15,419,000 |
| Total capital | 15,611,000 | 15,890,000 | 16,129,000 | 16,174,000 |
| Risk-weighted assets | 79,819,000 | 79,569,000 | 75,017,000 | 78,263,000 |