Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,146,000 | 122,375,000 | 119,484,000 | 119,537,000 |
| Total loans | 70,603,000 | 71,372,000 | 69,538,000 | 70,542,000 |
| Allowance for loan losses | 656,000 | 741,000 | 753,000 | 708,000 |
| Securities available for sale | 38,815,000 | 39,363,000 | 37,757,000 | 37,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,016,000 | 102,880,000 | 101,451,000 | 98,894,000 |
| Interest-bearing deposits | 89,019,000 | 87,971,000 | 87,089,000 | 82,336,000 |
| Noninterest-bearing deposits | 16,997,000 | 14,909,000 | 14,362,000 | 16,558,000 |
| Equity capital | 14,853,000 | 15,121,000 | 15,154,000 | 15,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,431,000 | 3,664,000 | 4,892,000 |
| Interest expense | 220,000 | 456,000 | 693,000 | 929,000 |
| Net interest income | 981,000 | 1,975,000 | 2,971,000 | 3,963,000 |
| Noninterest income | 151,000 | 309,000 | 484,000 | 636,000 |
| Noninterest expense | 887,000 | 1,700,000 | 2,564,000 | 3,445,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 231,000 | 564,000 | 856,000 | 1,114,000 |
| Income tax | 12,000 | 28,000 | 41,000 | 54,000 |
| Net income | 219,000 | 536,000 | 815,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,932,000 | 14,255,000 | 14,541,000 | 14,743,000 |
| Total capital | 14,593,000 | 14,996,000 | 15,294,000 | 15,451,000 |
| Risk-weighted assets | 79,471,000 | 77,634,000 | 81,025,000 | 76,669,000 |