Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,302,000 | 120,496,000 | 120,979,000 | 120,010,000 |
| Total loans | 69,653,000 | 70,135,000 | 70,274,000 | 71,108,000 |
| Allowance for loan losses | 712,000 | 702,000 | 713,000 | 642,000 |
| Securities available for sale | 40,229,000 | 38,543,000 | 37,736,000 | 38,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,459,000 | 100,581,000 | 100,980,000 | 99,544,000 |
| Interest-bearing deposits | 85,291,000 | 84,406,000 | 85,338,000 | 82,744,000 |
| Noninterest-bearing deposits | 16,168,000 | 16,175,000 | 15,642,000 | 16,800,000 |
| Equity capital | 14,337,000 | 14,942,000 | 15,180,000 | 15,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,357,000 | 3,550,000 | 4,756,000 |
| Interest expense | 186,000 | 383,000 | 581,000 | 788,000 |
| Net interest income | 982,000 | 1,974,000 | 2,969,000 | 3,968,000 |
| Noninterest income | 153,000 | 317,000 | 502,000 | 669,000 |
| Noninterest expense | 868,000 | 1,678,000 | 2,534,000 | 3,437,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 255,000 | 591,000 | 900,000 | 1,159,000 |
| Income tax | 13,000 | 29,000 | 43,000 | 55,000 |
| Net income | 242,000 | 562,000 | 857,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,975,000 | 13,302,000 | 13,602,000 | 13,853,000 |
| Total capital | 13,689,000 | 14,008,000 | 14,318,000 | 14,499,000 |
| Risk-weighted assets | 72,105,000 | 72,397,000 | 72,398,000 | 73,676,000 |