Call reports 2015
PEOPLES STATE BANK — 2015
What PEOPLES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,941,000 | 92,081,000 | 93,362,000 | 121,639,000 |
| Total loans | 43,120,000 | 44,197,000 | 43,817,000 | 62,524,000 |
| Allowance for loan losses | 657,000 | 638,000 | 640,000 | 639,000 |
| Securities available for sale | 40,054,000 | 39,707,000 | 38,721,000 | 42,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,373,000 | 65,788,000 | 69,548,000 | 100,940,000 |
| Interest-bearing deposits | 59,947,000 | 57,356,000 | 59,610,000 | 86,697,000 |
| Noninterest-bearing deposits | 11,426,000 | 8,432,000 | 9,938,000 | 14,243,000 |
| Equity capital | 13,394,000 | 13,150,000 | 13,558,000 | 13,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,742,000 | 2,617,000 | 3,565,000 |
| Interest expense | 167,000 | 337,000 | 498,000 | 676,000 |
| Net interest income | 695,000 | 1,405,000 | 2,119,000 | 2,889,000 |
| Noninterest income | 101,000 | 212,000 | 340,000 | 458,000 |
| Noninterest expense | 582,000 | 1,173,000 | 1,778,000 | 2,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 444,000 | 688,000 | 647,000 |
| Income tax | 10,000 | 21,000 | 33,000 | 33,000 |
| Net income | 204,000 | 423,000 | 655,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,502,000 | 12,722,000 | 12,954,000 | 11,854,000 |
| Total capital | 13,121,000 | 13,360,000 | 13,587,000 | 12,493,000 |
| Risk-weighted assets | 49,503,000 | 52,304,000 | 50,651,000 | 66,904,000 |