Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,466,000 | 82,470,000 | 86,975,000 | 84,312,000 |
| Total loans | 41,566,000 | 42,514,000 | 43,499,000 | 42,527,000 |
| Allowance for loan losses | 491,000 | 512,000 | 558,000 | 574,000 |
| Securities available for sale | 34,649,000 | 34,587,000 | 35,200,000 | 35,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,659,000 | 66,204,000 | 70,181,000 | 68,075,000 |
| Interest-bearing deposits | 57,350,000 | 57,545,000 | 61,112,000 | 57,652,000 |
| Noninterest-bearing deposits | 9,309,000 | 8,659,000 | 9,069,000 | 10,423,000 |
| Equity capital | 10,292,000 | 11,027,000 | 11,542,000 | 11,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,013,000 | 3,037,000 | 4,066,000 |
| Interest expense | 319,000 | 636,000 | 945,000 | 1,238,000 |
| Net interest income | 668,000 | 1,377,000 | 2,092,000 | 2,828,000 |
| Noninterest income | 122,000 | 258,000 | 408,000 | 542,000 |
| Noninterest expense | 543,000 | 1,118,000 | 1,692,000 | 2,308,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 217,000 | 457,000 | 731,000 | 955,000 |
| Income tax | 6,000 | 20,000 | 34,000 | 44,000 |
| Net income | 211,000 | 437,000 | 697,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 10,008,000 | 10,268,000 | 10,331,000 |
| Total capital | 10,273,000 | 10,520,000 | 10,826,000 | 10,905,000 |
| Risk-weighted assets | 51,425,000 | 52,128,000 | 49,753,000 | 48,466,000 |