Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,818,000 | 50,122,000 | 53,104,000 | 60,101,000 |
| Total loans | 23,949,000 | 26,833,000 | 27,518,000 | 28,721,000 |
| Allowance for loan losses | 357,000 | 349,000 | 359,000 | 348,000 |
| Securities available for sale | 23,311,000 | 19,393,000 | 21,737,000 | 24,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,357,000 | 39,123,000 | 42,092,000 | 45,774,000 |
| Interest-bearing deposits | 37,343,000 | 35,204,000 | 37,973,000 | 40,999,000 |
| Noninterest-bearing deposits | 4,014,000 | 3,919,000 | 4,119,000 | 4,775,000 |
| Equity capital | 5,129,000 | 5,220,000 | 5,244,000 | 5,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,801,000 | 2,692,000 | 3,610,000 |
| Interest expense | 502,000 | 1,004,000 | 1,482,000 | 1,963,000 |
| Net interest income | 405,000 | 797,000 | 1,210,000 | 1,647,000 |
| Noninterest income | 92,000 | 178,000 | 268,000 | 358,000 |
| Noninterest expense | 325,000 | 677,000 | 1,004,000 | 1,375,000 |
| Provision for loan losses | 4,000 | 16,000 | 28,000 | 32,000 |
| Pretax income | 172,000 | 294,000 | 465,000 | 617,000 |
| Income tax | 51,000 | 85,000 | 142,000 | 25,000 |
| Net income | 121,000 | 209,000 | 323,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,972,000 | 5,060,000 | 4,963,000 | 5,232,000 |
| Total capital | 5,329,000 | 5,409,000 | 5,322,000 | 5,580,000 |
| Risk-weighted assets | 29,757,000 | 30,955,000 | 31,241,000 | 33,959,000 |