Call reports 2019
PRAIRIE BANK OF KANSAS — 2019
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,368,000 | 107,029,000 | 103,587,000 | 103,685,000 |
| Total loans | 63,604,000 | 65,553,000 | 63,245,000 | 61,709,000 |
| Allowance for loan losses | 723,000 | 739,000 | 768,000 | 788,000 |
| Securities available for sale | 34,362,000 | 33,993,000 | 31,633,000 | 28,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,046,000 | 91,459,000 | 89,614,000 | 91,100,000 |
| Interest-bearing deposits | 72,866,000 | 74,831,000 | 71,619,000 | 73,140,000 |
| Noninterest-bearing deposits | 17,180,000 | 16,628,000 | 17,995,000 | 17,960,000 |
| Equity capital | 10,103,000 | 10,494,000 | 10,537,000 | 10,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,051,000 | 3,091,000 | 4,103,000 |
| Interest expense | 179,000 | 356,000 | 555,000 | 740,000 |
| Net interest income | 818,000 | 1,695,000 | 2,536,000 | 3,363,000 |
| Noninterest income | 83,000 | 159,000 | 246,000 | 340,000 |
| Noninterest expense | 709,000 | 1,435,000 | 2,205,000 | 2,894,000 |
| Provision for loan losses | 45,000 | 80,000 | 110,000 | 130,000 |
| Pretax income | 148,000 | 340,000 | 479,000 | 691,000 |
| Income tax | 47,000 | 96,000 | 133,000 | 133,000 |
| Net income | 101,000 | 244,000 | 346,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,868,000 | 9,905,000 | 9,911,000 | 10,026,000 |
| Total capital | 10,591,000 | 10,644,000 | 10,679,000 | 10,814,000 |
| Risk-weighted assets | 74,783,000 | 76,017,000 | 73,633,000 | 77,393,000 |