Call reports 2016
PRAIRIE BANK OF KANSAS — 2016
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,846,000 | 114,351,000 | 107,537,000 | 105,998,000 |
| Total loans | 51,447,000 | 55,313,000 | 53,135,000 | 51,602,000 |
| Allowance for loan losses | 769,000 | 807,000 | 816,000 | 870,000 |
| Securities available for sale | 40,991,000 | 40,439,000 | 39,818,000 | 38,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,849,000 | 102,042,000 | 95,303,000 | 94,737,000 |
| Interest-bearing deposits | 71,963,000 | 74,582,000 | 69,296,000 | 67,263,000 |
| Noninterest-bearing deposits | 24,886,000 | 27,460,000 | 26,007,000 | 27,474,000 |
| Equity capital | 10,260,000 | 10,462,000 | 10,374,000 | 9,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,723,000 | 2,602,000 | 3,443,000 |
| Interest expense | 83,000 | 161,000 | 239,000 | 315,000 |
| Net interest income | 770,000 | 1,562,000 | 2,363,000 | 3,128,000 |
| Noninterest income | 78,000 | 170,000 | 283,000 | 372,000 |
| Noninterest expense | 741,000 | 1,507,000 | 2,304,000 | 3,026,000 |
| Provision for loan losses | 76,000 | 136,000 | 196,000 | 249,000 |
| Pretax income | 78,000 | 190,000 | 287,000 | 427,000 |
| Income tax | 0 | 9,000 | 15,000 | 21,000 |
| Net income | 78,000 | 181,000 | 272,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,382,000 | 9,406,000 | 9,415,000 | 9,471,000 |
| Total capital | 10,151,000 | 10,213,000 | 10,231,000 | 10,297,000 |
| Risk-weighted assets | 66,603,000 | 69,994,000 | 67,161,000 | 66,039,000 |