Call reports 2015
PRAIRIE BANK OF KANSAS — 2015
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,371,000 | 108,673,000 | 106,472,000 | 107,224,000 |
| Total loans | 54,850,000 | 53,219,000 | 51,629,000 | 50,789,000 |
| Allowance for loan losses | 336,000 | 342,000 | 588,000 | 692,000 |
| Securities available for sale | 39,917,000 | 37,625,000 | 42,986,000 | 41,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,460,000 | 97,102,000 | 94,808,000 | 95,539,000 |
| Interest-bearing deposits | 76,414,000 | 76,377,000 | 71,852,000 | 71,097,000 |
| Noninterest-bearing deposits | 20,046,000 | 20,725,000 | 22,956,000 | 24,441,000 |
| Equity capital | 10,311,000 | 10,056,000 | 10,060,000 | 10,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,797,000 | 2,672,000 | 3,486,000 |
| Interest expense | 119,000 | 237,000 | 351,000 | 457,000 |
| Net interest income | 794,000 | 1,560,000 | 2,321,000 | 3,029,000 |
| Noninterest income | 35,000 | 120,000 | 232,000 | 323,000 |
| Noninterest expense | 752,000 | 1,533,000 | 2,235,000 | 2,849,000 |
| Provision for loan losses | 52,000 | 145,000 | 396,000 | 640,000 |
| Pretax income | 66,000 | 72,000 | 3,000 | 105,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 60,000 | 66,000 | -3,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,583,000 | 9,490,000 | 9,360,000 | 9,383,000 |
| Total capital | 9,919,000 | 9,832,000 | 9,948,000 | 10,076,000 |
| Risk-weighted assets | 78,068,000 | 68,472,000 | 64,873,000 | 63,684,000 |