Call reports 2014
PRAIRIE BANK OF KANSAS — 2014
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,109,000 | 115,722,000 | 107,818,000 | 106,819,000 |
| Total loans | 57,986,000 | 58,713,000 | 57,796,000 | 60,446,000 |
| Allowance for loan losses | 655,000 | 467,000 | 449,000 | 653,000 |
| Securities available for sale | 37,440,000 | 37,091,000 | 40,167,000 | 38,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,027,000 | 104,429,000 | 96,359,000 | 95,209,000 |
| Interest-bearing deposits | 87,971,000 | 85,910,000 | 77,748,000 | 75,709,000 |
| Noninterest-bearing deposits | 18,056,000 | 18,519,000 | 18,611,000 | 19,500,000 |
| Equity capital | 9,597,000 | 9,847,000 | 9,954,000 | 10,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,035,000 | 3,023,000 | 4,022,000 |
| Interest expense | 135,000 | 266,000 | 392,000 | 513,000 |
| Net interest income | 879,000 | 1,769,000 | 2,631,000 | 3,509,000 |
| Noninterest income | 90,000 | 172,000 | 264,000 | 362,000 |
| Noninterest expense | 770,000 | 1,582,000 | 2,404,000 | 3,115,000 |
| Provision for loan losses | 305,000 | 305,000 | 305,000 | 517,000 |
| Pretax income | -103,000 | 137,000 | 269,000 | 373,000 |
| Income tax | 30,000 | 39,000 | 55,000 | 24,000 |
| Net income | -133,000 | 98,000 | 214,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,356,000 | 9,510,000 | 9,544,000 | 9,601,000 |
| Total capital | 10,011,000 | 9,977,000 | 9,993,000 | 10,254,000 |
| Risk-weighted assets | 79,907,000 | 79,474,000 | 69,506,000 | 71,783,000 |