Call reports 2013
PRAIRIE BANK OF KANSAS — 2013
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,847,000 | 114,000,000 | 110,042,000 | 113,163,000 |
| Total loans | 59,884,000 | 61,575,000 | 61,295,000 | 63,370,000 |
| Allowance for loan losses | 716,000 | 712,000 | 739,000 | 860,000 |
| Securities available for sale | 36,782,000 | 33,539,000 | 33,301,000 | 33,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,997,000 | 102,943,000 | 99,076,000 | 102,160,000 |
| Interest-bearing deposits | 85,608,000 | 85,805,000 | 81,126,000 | 82,910,000 |
| Noninterest-bearing deposits | 16,389,000 | 17,139,000 | 17,950,000 | 19,250,000 |
| Equity capital | 10,366,000 | 9,659,000 | 9,524,000 | 9,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,045,000 | 3,083,000 | 4,154,000 |
| Interest expense | 170,000 | 314,000 | 458,000 | 596,000 |
| Net interest income | 892,000 | 1,731,000 | 2,625,000 | 3,558,000 |
| Noninterest income | 120,000 | 220,000 | 311,000 | 525,000 |
| Noninterest expense | 726,000 | 1,502,000 | 2,320,000 | 3,147,000 |
| Provision for loan losses | 0 | 230,000 | 254,000 | 396,000 |
| Pretax income | 286,000 | 253,000 | 396,000 | 574,000 |
| Income tax | 65,000 | 14,000 | 15,000 | 15,000 |
| Net income | 221,000 | 239,000 | 381,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,535,000 | 9,445,000 | 9,476,000 | 9,547,000 |
| Total capital | 10,251,000 | 10,157,000 | 10,215,000 | 10,407,000 |
| Risk-weighted assets | 72,607,000 | 74,878,000 | 74,259,000 | 76,366,000 |