Call reports 2012
PRAIRIE BANK OF KANSAS — 2012
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,397,000 | 117,279,000 | 114,848,000 | 116,334,000 |
| Total loans | 57,809,000 | 57,023,000 | 59,375,000 | 60,400,000 |
| Allowance for loan losses | 1,007,000 | 1,116,000 | 1,560,000 | 717,000 |
| Securities available for sale | 29,119,000 | 31,819,000 | 33,162,000 | 33,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,726,000 | 105,265,000 | 102,640,000 | 104,253,000 |
| Interest-bearing deposits | 86,335,000 | 87,977,000 | 84,284,000 | 86,978,000 |
| Noninterest-bearing deposits | 16,391,000 | 17,287,000 | 18,356,000 | 17,276,000 |
| Equity capital | 9,902,000 | 10,122,000 | 10,257,000 | 10,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,169,000 | 3,282,000 | 4,390,000 |
| Interest expense | 206,000 | 403,000 | 603,000 | 796,000 |
| Net interest income | 853,000 | 1,766,000 | 2,679,000 | 3,594,000 |
| Noninterest income | 73,000 | 155,000 | 241,000 | 334,000 |
| Noninterest expense | 695,000 | 1,426,000 | 2,169,000 | 2,856,000 |
| Provision for loan losses | 18,000 | 107,000 | 657,000 | 971,000 |
| Pretax income | 314,000 | 521,000 | 284,000 | 354,000 |
| Income tax | 35,000 | 126,000 | 192,000 | 76,000 |
| Net income | 279,000 | 395,000 | 92,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,114,000 | 9,193,000 | 9,317,000 | 9,409,000 |
| Total capital | 9,980,000 | 10,050,000 | 10,211,000 | 10,126,000 |
| Risk-weighted assets | 69,139,000 | 68,151,000 | 70,748,000 | 73,082,000 |