Call reports 2010
PRAIRIE BANK OF KANSAS — 2010
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,473,000 | 97,573,000 | 97,893,000 | 98,663,000 |
| Total loans | 56,857,000 | 58,376,000 | 58,271,000 | 59,792,000 |
| Allowance for loan losses | 554,000 | 572,000 | 947,000 | 971,000 |
| Securities available for sale | 30,251,000 | 14,998,000 | 14,847,000 | 16,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,388,000 | 88,405,000 | 88,802,000 | 89,081,000 |
| Interest-bearing deposits | 79,771,000 | 74,643,000 | 73,006,000 | 73,711,000 |
| Noninterest-bearing deposits | 12,617,000 | 13,762,000 | 15,796,000 | 15,370,000 |
| Equity capital | 7,358,000 | 7,796,000 | 7,689,000 | 8,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,251,000 | 3,410,000 | 4,557,000 |
| Interest expense | 346,000 | 659,000 | 948,000 | 1,216,000 |
| Net interest income | 784,000 | 1,592,000 | 2,462,000 | 3,341,000 |
| Noninterest income | 83,000 | 497,000 | 591,000 | 684,000 |
| Noninterest expense | 671,000 | 1,366,000 | 2,118,000 | 2,845,000 |
| Provision for loan losses | 170,000 | 188,000 | 570,000 | 594,000 |
| Pretax income | 112,000 | 621,000 | 449,000 | 698,000 |
| Income tax | 11,000 | 38,000 | 46,000 | -15,000 |
| Net income | 101,000 | 583,000 | 403,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,657,000 | 7,116,000 | 6,899,000 | 7,684,000 |
| Total capital | 7,211,000 | 7,688,000 | 7,764,000 | 8,575,000 |
| Risk-weighted assets | 68,303,000 | 69,418,000 | 68,475,000 | 70,482,000 |