Call reports 2009
PRAIRIE BANK OF KANSAS — 2009
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 86,091,000 | 86,334,000 | 94,286,000 | 94,598,000 |
| Total loans | 45,182,000 | 49,783,000 | 51,289,000 | 55,111,000 |
| Allowance for loan losses | 369,000 | 362,000 | 360,000 | 405,000 |
| Securities available for sale | 20,806,000 | 18,962,000 | 17,852,000 | 17,750,000 |
| Securities held to maturity | 45,000 | 45,000 | 45,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,745,000 | 77,883,000 | 85,647,000 | 85,458,000 |
| Interest-bearing deposits | 65,935,000 | 65,311,000 | 72,570,000 | 69,700,000 |
| Noninterest-bearing deposits | 11,809,000 | 12,572,000 | 13,077,000 | 15,758,000 |
| Equity capital | 7,176,000 | 7,242,000 | 7,325,000 | 7,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,053,000 | 3,117,000 | 4,215,000 |
| Interest expense | 318,000 | 646,000 | 997,000 | 1,347,000 |
| Net interest income | 686,000 | 1,407,000 | 2,120,000 | 2,868,000 |
| Noninterest income | 96,000 | 173,000 | 264,000 | 345,000 |
| Noninterest expense | 568,000 | 1,159,000 | 1,890,000 | 2,533,000 |
| Provision for loan losses | 50,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 164,000 | 331,000 | 363,000 | 504,000 |
| Income tax | 15,000 | 36,000 | 30,000 | -13,000 |
| Net income | 149,000 | 295,000 | 333,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,448,000 | 6,573,000 | 6,535,000 | 6,584,000 |
| Total capital | 6,817,000 | 6,935,000 | 6,895,000 | 6,989,000 |
| Risk-weighted assets | 56,407,000 | 59,880,000 | 63,593,000 | 68,915,000 |