Call reports 2008
PRAIRIE BANK OF KANSAS — 2008
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,572,000 | 77,376,000 | 73,825,000 | 75,147,000 |
| Total loans | 38,990,000 | 41,886,000 | 41,596,000 | 43,810,000 |
| Allowance for loan losses | 167,000 | 191,000 | 260,000 | 321,000 |
| Securities available for sale | 29,649,000 | 26,138,000 | 25,539,000 | 23,990,000 |
| Securities held to maturity | 90,000 | 90,000 | 90,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,451,000 | 69,741,000 | 63,213,000 | 66,498,000 |
| Interest-bearing deposits | 62,098,000 | 57,216,000 | 50,328,000 | 51,777,000 |
| Noninterest-bearing deposits | 11,353,000 | 12,525,000 | 12,885,000 | 14,721,000 |
| Equity capital | 6,822,000 | 6,631,000 | 6,809,000 | 7,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,232,000 | 3,262,000 | 4,337,000 |
| Interest expense | 502,000 | 865,000 | 1,158,000 | 1,450,000 |
| Net interest income | 675,000 | 1,367,000 | 2,104,000 | 2,887,000 |
| Noninterest income | 110,000 | 205,000 | 318,000 | 420,000 |
| Noninterest expense | 546,000 | 1,099,000 | 1,689,000 | 2,260,000 |
| Provision for loan losses | 14,000 | 37,000 | 105,000 | 165,000 |
| Pretax income | 225,000 | 444,000 | 636,000 | 890,000 |
| Income tax | 37,000 | 82,000 | 115,000 | 167,000 |
| Net income | 188,000 | 362,000 | 521,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,057,000 | 6,211,000 | 6,295,000 | 6,371,000 |
| Total capital | 6,224,000 | 6,402,000 | 6,555,000 | 6,692,000 |
| Risk-weighted assets | 50,249,000 | 52,025,000 | 51,736,000 | 53,697,000 |