Call reports 2007
PRAIRIE BANK OF KANSAS — 2007
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,368,000 | 86,253,000 | 85,555,000 | 74,127,000 |
| Total loans | 38,049,000 | 39,036,000 | 39,280,000 | 37,677,000 |
| Allowance for loan losses | 130,000 | 141,000 | 144,000 | 151,000 |
| Securities available for sale | 30,088,000 | 28,711,000 | 28,607,000 | 26,761,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,890,000 | 78,657,000 | 77,823,000 | 66,461,000 |
| Interest-bearing deposits | 57,036,000 | 66,615,000 | 64,798,000 | 55,221,000 |
| Noninterest-bearing deposits | 11,854,000 | 12,042,000 | 13,025,000 | 11,240,000 |
| Equity capital | 6,349,000 | 6,460,000 | 6,500,000 | 6,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,241,000 | 3,510,000 | 4,647,000 |
| Interest expense | 502,000 | 1,006,000 | 1,635,000 | 2,145,000 |
| Net interest income | 625,000 | 1,235,000 | 1,875,000 | 2,502,000 |
| Noninterest income | 85,000 | 165,000 | 253,000 | 340,000 |
| Noninterest expense | 568,000 | 1,120,000 | 1,688,000 | 2,261,000 |
| Provision for loan losses | 7,000 | 14,000 | 19,000 | 25,000 |
| Pretax income | 135,000 | 266,000 | 421,000 | 706,000 |
| Income tax | 19,000 | 29,000 | 66,000 | 128,000 |
| Net income | 116,000 | 237,000 | 355,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,829,000 | 5,925,000 | 5,953,000 | 5,929,000 |
| Total capital | 5,959,000 | 6,066,000 | 6,097,000 | 6,080,000 |
| Risk-weighted assets | 48,415,000 | 51,194,000 | 51,394,000 | 47,491,000 |