Call reports 2006
PRAIRIE BANK OF KANSAS — 2006
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,062,000 | 76,997,000 | 77,253,000 | 74,335,000 |
| Total loans | 33,742,000 | 35,473,000 | 35,622,000 | 36,563,000 |
| Allowance for loan losses | 192,000 | 157,000 | 147,000 | 146,000 |
| Securities available for sale | 29,204,000 | 27,485,000 | 32,076,000 | 29,752,000 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,200,000 | 70,228,000 | 69,020,000 | 65,946,000 |
| Interest-bearing deposits | 60,745,000 | 58,457,000 | 56,766,000 | 53,063,000 |
| Noninterest-bearing deposits | 11,455,000 | 11,771,000 | 12,254,000 | 12,884,000 |
| Equity capital | 5,951,000 | 5,912,000 | 6,205,000 | 6,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,952,000 | 3,022,000 | 4,078,000 |
| Interest expense | 431,000 | 852,000 | 1,325,000 | 1,773,000 |
| Net interest income | 547,000 | 1,100,000 | 1,697,000 | 2,305,000 |
| Noninterest income | 76,000 | 151,000 | 237,000 | 311,000 |
| Noninterest expense | 489,000 | 983,000 | 1,491,000 | 2,046,000 |
| Provision for loan losses | 0 | 8,000 | 16,000 | 16,000 |
| Pretax income | 134,000 | 260,000 | 426,000 | 550,000 |
| Income tax | 4,000 | 5,000 | 36,000 | 70,000 |
| Net income | 130,000 | 255,000 | 390,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,626,000 | 5,733,000 | 5,766,000 | 5,802,000 |
| Total capital | 5,818,000 | 5,890,000 | 5,913,000 | 5,948,000 |
| Risk-weighted assets | 45,620,000 | 46,597,000 | 47,076,000 | 47,077,000 |