Call reports 2005
PRAIRIE BANK OF KANSAS — 2005
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,633,000 | 77,561,000 | 69,682,000 | 69,748,000 |
| Total loans | 29,644,000 | 30,537,000 | 31,269,000 | 32,986,000 |
| Allowance for loan losses | 200,000 | 201,000 | 196,000 | 192,000 |
| Securities available for sale | 36,346,000 | 35,802,000 | 31,244,000 | 30,041,000 |
| Securities held to maturity | 205,000 | 205,000 | 205,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,019,000 | 70,549,000 | 62,757,000 | 62,884,000 |
| Interest-bearing deposits | 59,473,000 | 60,424,000 | 52,794,000 | 50,943,000 |
| Noninterest-bearing deposits | 9,546,000 | 10,125,000 | 9,963,000 | 11,941,000 |
| Equity capital | 5,793,000 | 6,032,000 | 5,992,000 | 5,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,674,000 | 2,547,000 | 3,407,000 |
| Interest expense | 280,000 | 607,000 | 948,000 | 1,274,000 |
| Net interest income | 550,000 | 1,067,000 | 1,599,000 | 2,133,000 |
| Noninterest income | 66,000 | 138,000 | 225,000 | 308,000 |
| Noninterest expense | 456,000 | 969,000 | 1,485,000 | 2,030,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 152,000 | 229,000 | 318,000 | 390,000 |
| Income tax | 23,000 | 10,000 | 24,000 | -5,000 |
| Net income | 129,000 | 219,000 | 294,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,448,000 | 5,523,000 | 5,552,000 | 5,613,000 |
| Total capital | 5,648,000 | 5,724,000 | 5,748,000 | 5,805,000 |
| Risk-weighted assets | 42,414,000 | 43,493,000 | 42,376,000 | 43,513,000 |