Call reports 2004
PRAIRIE BANK OF KANSAS — 2004
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 77,747,000 | 74,699,000 | 72,261,000 | 70,089,000 |
| Total loans | 26,743,000 | 27,636,000 | 28,494,000 | 29,661,000 |
| Allowance for loan losses | 234,000 | 233,000 | 225,000 | 195,000 |
| Securities available for sale | 33,799,000 | 37,404,000 | 35,543,000 | 32,113,000 |
| Securities held to maturity | 240,000 | 240,000 | 240,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,288,000 | 67,782,000 | 64,924,000 | 62,612,000 |
| Interest-bearing deposits | 61,371,000 | 58,669,000 | 51,800,000 | 52,607,000 |
| Noninterest-bearing deposits | 8,917,000 | 9,113,000 | 13,124,000 | 10,005,000 |
| Equity capital | 6,387,000 | 6,034,000 | 6,317,000 | 6,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,583,000 | 2,383,000 | 3,164,000 |
| Interest expense | 237,000 | 460,000 | 694,000 | 934,000 |
| Net interest income | 549,000 | 1,123,000 | 1,689,000 | 2,230,000 |
| Noninterest income | 87,000 | 164,000 | 252,000 | 317,000 |
| Noninterest expense | 506,000 | 1,046,000 | 1,584,000 | 2,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 397,000 | 492,000 | 606,000 | 570,000 |
| Income tax | 112,000 | 119,000 | 147,000 | 123,000 |
| Net income | 285,000 | 373,000 | 459,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,436,000 | 5,523,000 | 5,602,000 | 5,464,000 |
| Total capital | 5,670,000 | 5,756,000 | 5,827,000 | 5,659,000 |
| Risk-weighted assets | 39,777,000 | 40,839,000 | 40,997,000 | 41,035,000 |