Call reports 2003
PRAIRIE BANK OF KANSAS — 2003
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,580,000 | 64,167,000 | 67,919,000 | 69,309,000 |
| Total loans | 29,261,000 | 29,506,000 | 28,921,000 | 29,145,000 |
| Allowance for loan losses | 309,000 | 349,000 | 330,000 | 334,000 |
| Securities available for sale | 29,220,000 | 28,458,000 | 31,182,000 | 33,871,000 |
| Securities held to maturity | 240,000 | 240,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,622,000 | 56,869,000 | 60,859,000 | 60,344,000 |
| Interest-bearing deposits | 52,694,000 | 48,980,000 | 52,583,000 | 51,889,000 |
| Noninterest-bearing deposits | 7,928,000 | 7,889,000 | 8,276,000 | 8,455,000 |
| Equity capital | 5,984,000 | 6,248,000 | 6,111,000 | 6,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,631,000 | 2,442,000 | 3,243,000 |
| Interest expense | 265,000 | 504,000 | 729,000 | 954,000 |
| Net interest income | 548,000 | 1,127,000 | 1,713,000 | 2,289,000 |
| Noninterest income | 82,000 | 172,000 | 250,000 | 328,000 |
| Noninterest expense | 478,000 | 979,000 | 1,492,000 | 2,113,000 |
| Provision for loan losses | 0 | 45,000 | 44,000 | 48,000 |
| Pretax income | 154,000 | 282,000 | 447,000 | 469,000 |
| Income tax | 19,000 | 37,000 | 57,000 | 52,000 |
| Net income | 135,000 | 245,000 | 390,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,997,000 | 5,107,000 | 5,167,000 | 5,194,000 |
| Total capital | 5,306,000 | 5,456,000 | 5,497,000 | 5,528,000 |
| Risk-weighted assets | 39,748,000 | 39,326,000 | 39,589,000 | 39,428,000 |