Call reports 2002
PRAIRIE BANK OF KANSAS — 2002
What PRAIRIE BANK OF KANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,735,000 | 61,745,000 | 63,995,000 | 63,038,000 |
| Total loans | 32,147,000 | 32,113,000 | 32,411,000 | 32,249,000 |
| Allowance for loan losses | 339,000 | 264,000 | 298,000 | 315,000 |
| Securities available for sale | 23,064,000 | 22,159,000 | 23,448,000 | 22,598,000 |
| Securities held to maturity | 280,000 | 280,000 | 260,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,507,000 | 54,066,000 | 57,107,000 | 56,088,000 |
| Interest-bearing deposits | 51,404,000 | 46,706,000 | 48,079,000 | 47,649,000 |
| Noninterest-bearing deposits | 7,103,000 | 7,360,000 | 9,028,000 | 8,439,000 |
| Equity capital | 5,268,000 | 5,621,000 | 5,931,000 | 5,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,865,000 | 2,799,000 | 3,701,000 |
| Interest expense | 321,000 | 616,000 | 916,000 | 1,192,000 |
| Net interest income | 621,000 | 1,249,000 | 1,883,000 | 2,509,000 |
| Noninterest income | 49,000 | 98,000 | 145,000 | 201,000 |
| Noninterest expense | 447,000 | 928,000 | 1,419,000 | 1,968,000 |
| Provision for loan losses | 61,000 | 108,000 | 145,000 | 161,000 |
| Pretax income | 162,000 | 311,000 | 464,000 | 599,000 |
| Income tax | 26,000 | 53,000 | 75,000 | 87,000 |
| Net income | 136,000 | 258,000 | 389,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,639,000 | 4,760,000 | 4,895,000 | 4,993,000 |
| Total capital | 4,978,000 | 5,024,000 | 5,193,000 | 5,308,000 |
| Risk-weighted assets | 40,307,000 | 39,962,000 | 40,709,000 | 40,368,000 |