Call reports 2006
REPUBLIC BANK AND TRUST COMPANY OF INDIANA — 2006
What REPUBLIC BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 91,663,000 | 94,220,000 | 97,413,000 |
| Total loans | 69,834,000 | 72,180,000 | 75,485,000 |
| Allowance for loan losses | 588,000 | 606,000 | 607,000 |
| Securities available for sale | 2,990,000 | 2,966,000 | 7,953,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,715,000 | 57,540,000 | 60,894,000 |
| Interest-bearing deposits | 49,008,000 | 49,769,000 | 51,970,000 |
| Noninterest-bearing deposits | 7,707,000 | 7,771,000 | 8,924,000 |
| Equity capital | 10,792,000 | 11,061,000 | 11,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 1,206,000 | 2,562,000 | 4,031,000 |
| Interest expense | 507,000 | 1,256,000 | 2,114,000 |
| Net interest income | 699,000 | 1,306,000 | 1,917,000 |
| Noninterest income | 244,000 | 532,000 | 847,000 |
| Noninterest expense | 825,000 | 1,209,000 | 1,603,000 |
| Provision for loan losses | 215,000 | 247,000 | 259,000 |
| Pretax income | -97,000 | 382,000 | 902,000 |
| Income tax | -39,000 | 155,000 | 366,000 |
| Net income | -58,000 | 227,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 10,796,000 | 11,082,000 | 11,390,000 |
| Total capital | 11,384,000 | 11,688,000 | 11,997,000 |
| Risk-weighted assets | 58,836,000 | 58,262,000 | 62,973,000 |