Call reports 2005
REPUBLIC BANK AND TRUST COMPANY OF INDIANA — 2005
What REPUBLIC BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,609,000 | 63,528,000 | 81,319,000 | 73,249,000 |
| Total loans | 47,085,000 | 50,495,000 | 56,000,000 | 63,001,000 |
| Allowance for loan losses | 471,000 | 505,000 | 531,000 | 633,000 |
| Securities available for sale | 3,958,000 | 9,967,000 | 2,980,000 | 2,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,948,000 | 48,230,000 | 70,118,000 | 62,082,000 |
| Interest-bearing deposits | 40,531,000 | 42,426,000 | 62,973,000 | 55,761,000 |
| Noninterest-bearing deposits | 7,417,000 | 5,804,000 | 7,145,000 | 6,321,000 |
| Equity capital | 5,788,000 | 5,856,000 | 10,918,000 | 10,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,450,000 | 2,414,000 | 3,633,000 |
| Interest expense | 267,000 | 577,000 | 1,033,000 | 1,596,000 |
| Net interest income | 435,000 | 873,000 | 1,381,000 | 2,037,000 |
| Noninterest income | 194,000 | 418,000 | 695,000 | 1,078,000 |
| Noninterest expense | 489,000 | 1,010,000 | 1,655,000 | 2,497,000 |
| Provision for loan losses | 39,000 | 83,000 | 127,000 | 452,000 |
| Pretax income | 101,000 | 198,000 | 294,000 | 166,000 |
| Income tax | 44,000 | 80,000 | 119,000 | 67,000 |
| Net income | 57,000 | 118,000 | 175,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,813,000 | 5,874,000 | 10,930,000 | 10,855,000 |
| Total capital | 6,284,000 | 6,379,000 | 11,461,000 | 11,488,000 |
| Risk-weighted assets | 40,059,000 | 41,892,000 | 48,483,000 | 50,467,000 |