Call reports 2004
REPUBLIC BANK AND TRUST COMPANY OF INDIANA — 2004
What REPUBLIC BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 45,022,000 | 48,105,000 | 49,805,000 | 56,132,000 |
| Total loans | 37,749,000 | 41,315,000 | 41,476,000 | 43,672,000 |
| Allowance for loan losses | 377,000 | 413,000 | 418,000 | 437,000 |
| Securities available for sale | 4,307,000 | 3,266,000 | 3,277,000 | 5,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,422,000 | 28,333,000 | 29,870,000 | 45,592,000 |
| Interest-bearing deposits | 21,587,000 | 22,747,000 | 24,748,000 | 40,582,000 |
| Noninterest-bearing deposits | 4,835,000 | 5,586,000 | 5,122,000 | 5,010,000 |
| Equity capital | 5,568,000 | 5,593,000 | 5,656,000 | 5,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,118,000 | 1,731,000 | 2,388,000 |
| Interest expense | 139,000 | 284,000 | 473,000 | 720,000 |
| Net interest income | 385,000 | 834,000 | 1,258,000 | 1,668,000 |
| Noninterest income | 144,000 | 318,000 | 502,000 | 700,000 |
| Noninterest expense | 484,000 | 965,000 | 1,467,000 | 1,892,000 |
| Provision for loan losses | 41,000 | 88,000 | 100,000 | 127,000 |
| Pretax income | 4,000 | 99,000 | 193,000 | 349,000 |
| Income tax | 2,000 | 42,000 | 82,000 | 149,000 |
| Net income | 2,000 | 57,000 | 111,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,558,000 | 5,613,000 | 5,667,000 | 5,756,000 |
| Total capital | 5,935,000 | 6,026,000 | 6,085,000 | 6,193,000 |
| Risk-weighted assets | 33,403,000 | 36,065,000 | 36,034,000 | 37,630,000 |