Call reports 2003
REPUBLIC BANK AND TRUST COMPANY OF INDIANA — 2003
What REPUBLIC BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,036,000 | 32,237,000 | 34,839,000 | 38,029,000 |
| Total loans | 29,640,000 | 29,709,000 | 31,838,000 | 34,186,000 |
| Allowance for loan losses | 296,000 | 306,000 | 318,000 | 342,000 |
| Securities available for sale | 815,000 | 820,000 | 807,000 | 803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,580,000 | 17,640,000 | 17,234,000 | 20,164,000 |
| Interest-bearing deposits | 12,463,000 | 14,215,000 | 14,323,000 | 17,378,000 |
| Noninterest-bearing deposits | 3,117,000 | 3,425,000 | 2,911,000 | 2,786,000 |
| Equity capital | 5,388,000 | 5,496,000 | 5,564,000 | 5,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 980,000 | 1,494,000 | 1,997,000 |
| Interest expense | 116,000 | 237,000 | 348,000 | 468,000 |
| Net interest income | 372,000 | 743,000 | 1,146,000 | 1,529,000 |
| Noninterest income | 338,000 | 651,000 | 897,000 | 1,024,000 |
| Noninterest expense | 432,000 | 915,000 | 1,411,000 | 1,887,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 92,000 |
| Pretax income | 260,000 | 443,000 | 577,000 | 574,000 |
| Income tax | 110,000 | 188,000 | 245,000 | 244,000 |
| Net income | 150,000 | 255,000 | 332,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,376,000 | 5,481,000 | 5,558,000 | 5,555,000 |
| Total capital | 5,672,000 | 5,787,000 | 5,876,000 | 5,897,000 |
| Risk-weighted assets | 24,312,000 | 24,583,000 | 26,718,000 | 28,826,000 |