Call reports 2002
REPUBLIC BANK AND TRUST COMPANY OF INDIANA — 2002
What REPUBLIC BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,620,000 | 21,965,000 | 26,042,000 | 31,546,000 |
| Total loans | 17,329,000 | 20,341,000 | 23,172,000 | 28,624,000 |
| Allowance for loan losses | 191,000 | 203,000 | 232,000 | 286,000 |
| Securities available for sale | 499,000 | 811,000 | 818,000 | 818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,023,000 | 15,497,000 | 16,391,000 | 14,382,000 |
| Interest-bearing deposits | 5,293,000 | 14,127,000 | 13,834,000 | 11,648,000 |
| Noninterest-bearing deposits | 1,730,000 | 1,370,000 | 2,557,000 | 2,734,000 |
| Equity capital | 5,103,000 | 5,180,000 | 5,184,000 | 5,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 674,000 | 1,063,000 | 1,508,000 |
| Interest expense | 74,000 | 179,000 | 320,000 | 445,000 |
| Net interest income | 232,000 | 495,000 | 743,000 | 1,063,000 |
| Noninterest income | 163,000 | 306,000 | 470,000 | 730,000 |
| Noninterest expense | 227,000 | 504,000 | 887,000 | 1,309,000 |
| Provision for loan losses | 45,000 | 59,000 | 89,000 | 149,000 |
| Pretax income | 123,000 | 238,000 | 237,000 | 335,000 |
| Income tax | 53,000 | 102,000 | 102,000 | 144,000 |
| Net income | 70,000 | 136,000 | 135,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,104,000 | 5,170,000 | 5,170,000 | 5,226,000 |
| Total capital | 5,295,000 | 5,373,000 | 5,402,000 | 5,512,000 |
| Risk-weighted assets | 15,807,000 | 17,880,000 | 20,632,000 | 23,239,000 |