Call reports 2001
UNION NATIONAL BANK AND TRUST COMPANY — 2001
What UNION NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 173,308,000 | 168,787,000 | 175,310,000 | 175,904,000 |
| Total loans | 128,077,000 | 131,173,000 | 131,805,000 | 131,343,000 |
| Allowance for loan losses | 1,567,000 | 1,534,000 | 1,425,000 | 1,474,000 |
| Securities available for sale | 4,029,000 | 7,482,000 | 7,623,000 | 7,576,000 |
| Securities held to maturity | 21,589,000 | 17,428,000 | 15,332,000 | 18,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,753,000 | 137,108,000 | 144,522,000 | 147,641,000 |
| Interest-bearing deposits | 121,610,000 | 120,118,000 | 127,730,000 | 130,223,000 |
| Noninterest-bearing deposits | 20,143,000 | 16,990,000 | 16,792,000 | 17,418,000 |
| Equity capital | 14,468,000 | 14,657,000 | 15,015,000 | 15,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,607,000 | 9,763,000 | 12,747,000 |
| Interest expense | 1,825,000 | 3,532,000 | 5,144,000 | 6,610,000 |
| Net interest income | 1,531,000 | 3,075,000 | 4,619,000 | 6,137,000 |
| Noninterest income | 150,000 | 301,000 | 457,000 | 607,000 |
| Noninterest expense | 1,241,000 | 2,438,000 | 3,655,000 | 4,934,000 |
| Provision for loan losses | 90,000 | 150,000 | 150,000 | 397,000 |
| Pretax income | 350,000 | 788,000 | 1,271,000 | 1,413,000 |
| Income tax | 104,000 | 229,000 | 382,000 | 404,000 |
| Net income | 246,000 | 559,000 | 889,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,447,000 | 14,673,000 | 14,931,000 | 14,949,000 |
| Total capital | 15,973,000 | 16,186,000 | 16,356,000 | 16,423,000 |
| Risk-weighted assets | 122,001,000 | 121,393,000 | 122,210,000 | 122,101,000 |