Call reports 2009
GREAT EASTERN BANK OF FLORIDA — 2009
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,349,000 | 76,700,000 | 71,214,000 | 64,681,000 |
| Total loans | 61,307,000 | 57,263,000 | 52,511,000 | 51,036,000 |
| Allowance for loan losses | 1,191,000 | 912,000 | 1,016,000 | 1,116,000 |
| Securities available for sale | 10,655,000 | 10,919,000 | 7,810,000 | 7,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,386,000 | 64,744,000 | 60,528,000 | 55,704,000 |
| Interest-bearing deposits | 53,997,000 | 53,982,000 | 50,428,000 | 44,616,000 |
| Noninterest-bearing deposits | 10,389,000 | 10,762,000 | 10,100,000 | 11,088,000 |
| Equity capital | 10,694,000 | 10,031,000 | 9,508,000 | 7,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,892,000 | 2,799,000 | 3,656,000 |
| Interest expense | 471,000 | 844,000 | 1,136,000 | 1,366,000 |
| Net interest income | 496,000 | 1,048,000 | 1,663,000 | 2,290,000 |
| Noninterest income | 84,000 | -273,000 | -159,000 | -46,000 |
| Noninterest expense | 778,000 | 1,702,000 | 2,624,000 | 3,415,000 |
| Provision for loan losses | 314,000 | 624,000 | 1,296,000 | 1,986,000 |
| Pretax income | -512,000 | -1,385,000 | -2,157,000 | -2,898,000 |
| Income tax | -193,000 | -521,000 | -811,000 | 540,000 |
| Net income | -319,000 | -864,000 | -1,346,000 | -3,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,504,000 | 9,959,000 | 9,477,000 | 7,385,000 |
| Total capital | 11,353,000 | 10,791,000 | 10,258,000 | 8,115,000 |
| Risk-weighted assets | 67,557,000 | 66,485,000 | 62,210,000 | 57,838,000 |