Call reports 2007
GREAT EASTERN BANK OF FLORIDA — 2007
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,311,000 | 83,466,000 | 83,204,000 | 85,028,000 |
| Total loans | 69,354,000 | 63,201,000 | 67,671,000 | 69,245,000 |
| Allowance for loan losses | 884,000 | 815,000 | 849,000 | 802,000 |
| Securities available for sale | 9,977,000 | 12,942,000 | 12,513,000 | 10,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,883,000 | 73,031,000 | 73,455,000 | 74,986,000 |
| Interest-bearing deposits | 68,412,000 | 65,097,000 | 62,705,000 | 65,766,000 |
| Noninterest-bearing deposits | 10,471,000 | 7,934,000 | 10,750,000 | 9,220,000 |
| Equity capital | 8,861,000 | 8,969,000 | 9,073,000 | 8,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,375,000 | 4,935,000 | 6,472,000 |
| Interest expense | 789,000 | 1,593,000 | 2,352,000 | 3,110,000 |
| Net interest income | 879,000 | 1,782,000 | 2,583,000 | 3,362,000 |
| Noninterest income | 113,000 | 192,000 | 287,000 | 408,000 |
| Noninterest expense | 807,000 | 1,576,000 | 2,382,000 | 3,420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 398,000 | 488,000 | 350,000 |
| Income tax | 70,000 | 150,000 | 184,000 | 135,000 |
| Net income | 115,000 | 248,000 | 304,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,868,000 | 9,000,000 | 9,056,000 | 8,968,000 |
| Total capital | 9,752,000 | 9,815,000 | 9,905,000 | 9,805,000 |
| Risk-weighted assets | 75,959,000 | 70,224,000 | 71,489,000 | 76,372,000 |