Call reports 2006
GREAT EASTERN BANK OF FLORIDA — 2006
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,589,000 | 86,371,000 | 86,332,000 | 84,833,000 |
| Total loans | 62,133,000 | 65,975,000 | 68,031,000 | 71,684,000 |
| Allowance for loan losses | 661,000 | 676,000 | 873,000 | 889,000 |
| Securities available for sale | 9,379,000 | 9,344,000 | 13,427,000 | 10,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,405,000 | 76,642,000 | 76,874,000 | 73,562,000 |
| Interest-bearing deposits | 58,131,000 | 67,338,000 | 67,049,000 | 63,199,000 |
| Noninterest-bearing deposits | 11,274,000 | 9,304,000 | 9,825,000 | 10,363,000 |
| Equity capital | 8,312,000 | 8,612,000 | 8,579,000 | 8,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 3,051,000 | 4,746,000 | 6,419,000 |
| Interest expense | 491,000 | 1,085,000 | 1,847,000 | 2,608,000 |
| Net interest income | 859,000 | 1,966,000 | 2,899,000 | 3,811,000 |
| Noninterest income | 148,000 | 366,000 | 503,000 | 648,000 |
| Noninterest expense | 863,000 | 1,702,000 | 2,655,000 | 3,642,000 |
| Provision for loan losses | 15,000 | 30,000 | 183,000 | 198,000 |
| Pretax income | 129,000 | 600,000 | 564,000 | 619,000 |
| Income tax | 53,000 | 224,000 | 268,000 | 180,000 |
| Net income | 76,000 | 376,000 | 296,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,389,000 | 8,689,000 | 8,610,000 | 8,753,000 |
| Total capital | 9,050,000 | 9,365,000 | 9,483,000 | 9,642,000 |
| Risk-weighted assets | 69,479,000 | 78,884,000 | 78,061,000 | 76,532,000 |