Call reports 2005
GREAT EASTERN BANK OF FLORIDA — 2005
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,430,000 | 70,226,000 | 73,714,000 | 73,252,000 |
| Total loans | 50,836,000 | 52,625,000 | 54,678,000 | 59,158,000 |
| Allowance for loan losses | 667,000 | 682,000 | 696,000 | 648,000 |
| Securities available for sale | 9,400,000 | 10,445,000 | 11,401,000 | 10,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,634,000 | 60,204,000 | 63,877,000 | 64,379,000 |
| Interest-bearing deposits | 49,390,000 | 51,370,000 | 54,827,000 | 55,563,000 |
| Noninterest-bearing deposits | 9,244,000 | 8,834,000 | 9,050,000 | 8,816,000 |
| Equity capital | 7,754,000 | 7,945,000 | 8,100,000 | 8,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,991,000 | 3,193,000 | 4,445,000 |
| Interest expense | 357,000 | 742,000 | 1,213,000 | 1,710,000 |
| Net interest income | 606,000 | 1,249,000 | 1,980,000 | 2,735,000 |
| Noninterest income | 140,000 | 298,000 | 458,000 | 605,000 |
| Noninterest expense | 619,000 | 1,195,000 | 1,827,000 | 2,519,000 |
| Provision for loan losses | 13,000 | 28,000 | 43,000 | 58,000 |
| Pretax income | 114,000 | 324,000 | 568,000 | 763,000 |
| Income tax | 45,000 | 110,000 | 179,000 | 217,000 |
| Net income | 69,000 | 214,000 | 389,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,837,000 | 7,982,000 | 8,156,000 | 8,314,000 |
| Total capital | 8,504,000 | 8,664,000 | 8,852,000 | 8,962,000 |
| Risk-weighted assets | 56,119,000 | 56,674,000 | 59,152,000 | 63,672,000 |