Call reports 2004
GREAT EASTERN BANK OF FLORIDA — 2004
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,170,000 | 65,044,000 | 67,118,000 | 68,416,000 |
| Total loans | 47,418,000 | 46,958,000 | 51,918,000 | 50,015,000 |
| Allowance for loan losses | 657,000 | 664,000 | 657,000 | 661,000 |
| Securities available for sale | 7,515,000 | 8,398,000 | 6,960,000 | 8,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,448,000 | 56,360,000 | 57,627,000 | 60,561,000 |
| Interest-bearing deposits | 43,041,000 | 45,714,000 | 47,557,000 | 51,400,000 |
| Noninterest-bearing deposits | 9,407,000 | 10,646,000 | 10,070,000 | 9,161,000 |
| Equity capital | 6,805,000 | 6,808,000 | 6,923,000 | 7,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,644,000 | 2,486,000 | 3,458,000 |
| Interest expense | 291,000 | 592,000 | 909,000 | 1,254,000 |
| Net interest income | 529,000 | 1,052,000 | 1,577,000 | 2,204,000 |
| Noninterest income | 450,000 | 645,000 | 835,000 | 992,000 |
| Noninterest expense | 664,000 | 1,269,000 | 1,865,000 | 2,434,000 |
| Provision for loan losses | 210,000 | 219,000 | 228,000 | 237,000 |
| Pretax income | 105,000 | 209,000 | 319,000 | 525,000 |
| Income tax | 28,000 | 55,000 | 91,000 | 190,000 |
| Net income | 77,000 | 154,000 | 228,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,805,000 | 6,879,000 | 6,953,000 | 7,059,000 |
| Total capital | 7,450,000 | 7,512,000 | 7,610,000 | 7,720,000 |
| Risk-weighted assets | 51,612,000 | 50,613,000 | 54,757,000 | 54,049,000 |