Call reports 2003
GREAT EASTERN BANK OF FLORIDA — 2003
What GREAT EASTERN BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,984,000 | 60,292,000 | 63,405,000 | 61,944,000 |
| Total loans | 39,884,000 | 43,638,000 | 42,258,000 | 46,087,000 |
| Allowance for loan losses | 419,000 | 452,000 | 459,000 | 467,000 |
| Securities available for sale | 5,028,000 | 5,023,000 | 7,477,000 | 8,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,023,000 | 52,258,000 | 55,015,000 | 53,591,000 |
| Interest-bearing deposits | 39,729,000 | 41,638,000 | 43,024,000 | 42,455,000 |
| Noninterest-bearing deposits | 11,294,000 | 10,620,000 | 11,991,000 | 11,136,000 |
| Equity capital | 6,371,000 | 6,448,000 | 6,566,000 | 6,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,470,000 | 2,221,000 | 2,988,000 |
| Interest expense | 314,000 | 637,000 | 953,000 | 1,253,000 |
| Net interest income | 410,000 | 833,000 | 1,268,000 | 1,735,000 |
| Noninterest income | 160,000 | 389,000 | 759,000 | 1,012,000 |
| Noninterest expense | 575,000 | 1,130,000 | 1,743,000 | 2,326,000 |
| Provision for loan losses | 65,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | -69,000 | 13,000 | 190,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | 13,000 | 190,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,344,000 | 6,426,000 | 6,602,000 | 6,725,000 |
| Total capital | 6,763,000 | 6,878,000 | 7,061,000 | 7,192,000 |
| Risk-weighted assets | 42,797,000 | 45,930,000 | 46,384,000 | 49,263,000 |