Call reports 2025
FREEDOM BANK — 2025
What FREEDOM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 139,797,000 | 141,360,000 | 149,873,000 | 143,660,000 |
| Total loans | 125,930,000 | 125,019,000 | 126,683,000 | 131,826,000 |
| Allowance for loan losses | 1,682,000 | 1,733,000 | 1,732,000 | 1,808,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,331,000 | 124,270,000 | 131,999,000 | 125,304,000 |
| Interest-bearing deposits | 93,173,000 | 94,694,000 | 99,304,000 | 98,729,000 |
| Noninterest-bearing deposits | 27,158,000 | 29,576,000 | 32,695,000 | 26,575,000 |
| Equity capital | 16,021,000 | 16,777,000 | 17,458,000 | 18,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,606,000 | 8,504,000 | 11,412,000 |
| Interest expense | 772,000 | 1,553,000 | 2,350,000 | 3,120,000 |
| Net interest income | 1,924,000 | 4,053,000 | 6,154,000 | 8,292,000 |
| Noninterest income | 77,000 | 167,000 | 253,000 | 331,000 |
| Noninterest expense | 1,124,000 | 2,268,000 | 3,484,000 | 4,735,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 125,000 |
| Pretax income | 877,000 | 1,902,000 | 2,873,000 | 3,763,000 |
| Income tax | 233,000 | 502,000 | 791,000 | 915,000 |
| Net income | 644,000 | 1,400,000 | 2,082,000 | 2,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,021,000 | 16,777,000 | 17,458,000 | 18,225,000 |