Call reports 2020
PLAQUEMINE BANK AND TRUST COMPANY — 2020
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,730,000 | 180,094,000 | 173,756,000 | 184,179,000 |
| Total loans | 86,543,000 | 94,754,000 | 90,340,000 | 83,582,000 |
| Allowance for loan losses | 760,000 | 772,000 | 804,000 | 839,000 |
| Securities available for sale | 46,739,000 | 44,786,000 | 45,852,000 | 51,587,000 |
| Securities held to maturity | 7,258,000 | 7,537,000 | 7,254,000 | 7,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,797,000 | 158,908,000 | 152,485,000 | 163,285,000 |
| Interest-bearing deposits | 117,975,000 | 117,384,000 | 115,361,000 | 126,373,000 |
| Noninterest-bearing deposits | 35,822,000 | 41,524,000 | 37,124,000 | 36,912,000 |
| Equity capital | 18,938,000 | 19,798,000 | 19,896,000 | 19,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,323,000 | 4,719,000 | 6,015,000 |
| Interest expense | 325,000 | 620,000 | 899,000 | 1,155,000 |
| Net interest income | 1,251,000 | 2,703,000 | 3,820,000 | 4,860,000 |
| Noninterest income | 94,000 | 252,000 | 352,000 | 479,000 |
| Noninterest expense | 1,004,000 | 1,996,000 | 2,979,000 | 3,957,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 281,000 | 869,000 | 1,073,000 | 1,232,000 |
| Income tax | 51,000 | 154,000 | 187,000 | 212,000 |
| Net income | 230,000 | 715,000 | 886,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,885,000 | 19,370,000 | 19,506,000 | 19,398,000 |
| Total capital | 19,645,000 | 20,142,000 | 20,310,000 | 20,237,000 |
| Risk-weighted assets | 91,804,000 | 91,479,000 | 87,528,000 | 84,458,000 |