Call reports 2016
PLAQUEMINE BANK AND TRUST COMPANY — 2016
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,119,000 | 143,776,000 | 140,394,000 | 154,190,000 |
| Total loans | 74,383,000 | 75,140,000 | 79,086,000 | 80,673,000 |
| Allowance for loan losses | 587,000 | 516,000 | 553,000 | 593,000 |
| Securities available for sale | 38,289,000 | 35,638,000 | 34,913,000 | 40,144,000 |
| Securities held to maturity | 7,776,000 | 8,328,000 | 7,797,000 | 7,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,299,000 | 126,572,000 | 122,900,000 | 136,558,000 |
| Interest-bearing deposits | 109,299,000 | 111,423,000 | 109,468,000 | 120,304,000 |
| Noninterest-bearing deposits | 16,000,000 | 15,149,000 | 13,432,000 | 16,254,000 |
| Equity capital | 16,070,000 | 16,318,000 | 16,487,000 | 16,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,422,000 | 3,698,000 | 4,945,000 |
| Interest expense | 139,000 | 279,000 | 422,000 | 565,000 |
| Net interest income | 1,037,000 | 2,143,000 | 3,276,000 | 4,380,000 |
| Noninterest income | 142,000 | 272,000 | 401,000 | 526,000 |
| Noninterest expense | 933,000 | 1,852,000 | 2,787,000 | 3,685,000 |
| Provision for loan losses | 15,000 | 40,000 | 85,000 | 130,000 |
| Pretax income | 231,000 | 523,000 | 805,000 | 1,091,000 |
| Income tax | 72,000 | 163,000 | 250,000 | 310,000 |
| Net income | 159,000 | 360,000 | 555,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,039,000 | 16,240,000 | 16,401,000 | 16,409,000 |
| Total capital | 16,626,000 | 16,756,000 | 16,954,000 | 17,002,000 |
| Risk-weighted assets | 82,873,000 | 83,699,000 | 86,035,000 | 88,733,000 |