Call reports 2015
PLAQUEMINE BANK AND TRUST COMPANY — 2015
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,445,000 | 133,440,000 | 131,501,000 | 141,168,000 |
| Total loans | 72,967,000 | 71,307,000 | 72,249,000 | 74,023,000 |
| Allowance for loan losses | 555,000 | 512,000 | 585,000 | 583,000 |
| Securities available for sale | 37,320,000 | 36,771,000 | 33,439,000 | 36,086,000 |
| Securities held to maturity | 7,582,000 | 7,413,000 | 8,007,000 | 7,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,951,000 | 116,886,000 | 114,289,000 | 124,685,000 |
| Interest-bearing deposits | 95,141,000 | 93,753,000 | 98,481,000 | 106,694,000 |
| Noninterest-bearing deposits | 23,810,000 | 23,132,000 | 15,808,000 | 17,991,000 |
| Equity capital | 15,745,000 | 15,813,000 | 16,062,000 | 15,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,286,000 | 3,460,000 | 4,640,000 |
| Interest expense | 143,000 | 283,000 | 422,000 | 560,000 |
| Net interest income | 998,000 | 2,003,000 | 3,038,000 | 4,080,000 |
| Noninterest income | 138,000 | 289,000 | 436,000 | 571,000 |
| Noninterest expense | 875,000 | 1,779,000 | 2,611,000 | 3,641,000 |
| Provision for loan losses | 32,000 | 78,000 | 138,000 | 138,000 |
| Pretax income | 229,000 | 435,000 | 725,000 | 872,000 |
| Income tax | 71,000 | 135,000 | 225,000 | 242,000 |
| Net income | 158,000 | 300,000 | 500,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,686,000 | 15,798,000 | 15,997,000 | 15,880,000 |
| Total capital | 16,241,000 | 16,310,000 | 16,582,000 | 16,463,000 |
| Risk-weighted assets | 82,328,000 | 81,113,000 | 80,235,000 | 81,364,000 |