Call reports 2014
PLAQUEMINE BANK AND TRUST COMPANY — 2014
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 132,781,000 | 129,881,000 | 129,155,000 | 137,304,000 |
| Total loans | 65,772,000 | 63,538,000 | 67,729,000 | 64,868,000 |
| Allowance for loan losses | 591,000 | 588,000 | 533,000 | 501,000 |
| Securities available for sale | 38,446,000 | 39,752,000 | 34,124,000 | 38,723,000 |
| Securities held to maturity | 8,753,000 | 8,408,000 | 9,345,000 | 8,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,955,000 | 113,862,000 | 112,405,000 | 121,168,000 |
| Interest-bearing deposits | 91,720,000 | 88,452,000 | 86,033,000 | 94,710,000 |
| Noninterest-bearing deposits | 25,235,000 | 25,410,000 | 26,372,000 | 26,458,000 |
| Equity capital | 15,215,000 | 15,355,000 | 15,494,000 | 15,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,107,000 | 3,231,000 | 4,346,000 |
| Interest expense | 148,000 | 300,000 | 445,000 | 584,000 |
| Net interest income | 870,000 | 1,807,000 | 2,786,000 | 3,762,000 |
| Noninterest income | 146,000 | 292,000 | 444,000 | 594,000 |
| Noninterest expense | 797,000 | 1,642,000 | 2,461,000 | 3,322,000 |
| Provision for loan losses | 6,000 | 35,000 | 66,000 | 95,000 |
| Pretax income | 213,000 | 422,000 | 703,000 | 939,000 |
| Income tax | 66,000 | 131,000 | 218,000 | 245,000 |
| Net income | 147,000 | 291,000 | 485,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,227,000 | 15,371,000 | 15,535,000 | 15,527,000 |
| Total capital | 15,818,000 | 15,959,000 | 16,068,000 | 16,028,000 |
| Risk-weighted assets | 74,164,000 | 72,681,000 | 74,961,000 | 77,401,000 |