Call reports 2013
PLAQUEMINE BANK AND TRUST COMPANY — 2013
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,866,000 | 122,725,000 | 120,219,000 | 131,999,000 |
| Total loans | 70,584,000 | 67,044,000 | 66,289,000 | 62,772,000 |
| Allowance for loan losses | 432,000 | 481,000 | 598,000 | 636,000 |
| Securities available for sale | 28,723,000 | 24,098,000 | 26,012,000 | 26,892,000 |
| Securities held to maturity | 7,649,000 | 9,445,000 | 9,540,000 | 8,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,102,000 | 106,838,000 | 104,192,000 | 116,192,000 |
| Interest-bearing deposits | 92,370,000 | 83,032,000 | 79,476,000 | 92,217,000 |
| Noninterest-bearing deposits | 16,732,000 | 23,806,000 | 24,716,000 | 23,975,000 |
| Equity capital | 14,942,000 | 15,087,000 | 15,174,000 | 15,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,379,000 | 3,483,000 | 4,569,000 |
| Interest expense | 180,000 | 343,000 | 499,000 | 650,000 |
| Net interest income | 992,000 | 2,036,000 | 2,984,000 | 3,919,000 |
| Noninterest income | 156,000 | 307,000 | 459,000 | 704,000 |
| Noninterest expense | 791,000 | 1,448,000 | 2,257,000 | 3,087,000 |
| Provision for loan losses | 75,000 | 350,000 | 500,000 | 753,000 |
| Pretax income | 282,000 | 545,000 | 686,000 | 783,000 |
| Income tax | 87,000 | 169,000 | 213,000 | 166,000 |
| Net income | 195,000 | 376,000 | 473,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,895,000 | 15,075,000 | 15,173,000 | 15,080,000 |
| Total capital | 15,327,000 | 15,556,000 | 15,771,000 | 15,716,000 |
| Risk-weighted assets | 74,740,000 | 73,215,000 | 72,466,000 | 71,306,000 |