Call reports 2012
PLAQUEMINE BANK AND TRUST COMPANY — 2012
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 126,400,000 | 123,644,000 | 120,192,000 | 126,221,000 |
| Total loans | 68,520,000 | 68,292,000 | 71,096,000 | 71,686,000 |
| Allowance for loan losses | 490,000 | 393,000 | 408,000 | 395,000 |
| Securities available for sale | 29,217,000 | 28,695,000 | 25,800,000 | 24,758,000 |
| Securities held to maturity | 6,479,000 | 6,373,000 | 7,592,000 | 8,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,104,000 | 108,160,000 | 104,405,000 | 110,551,000 |
| Interest-bearing deposits | 94,095,000 | 86,639,000 | 87,236,000 | 93,681,000 |
| Noninterest-bearing deposits | 17,009,000 | 21,521,000 | 17,169,000 | 16,870,000 |
| Equity capital | 14,469,000 | 14,546,000 | 14,746,000 | 14,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,539,000 | 3,778,000 | 5,002,000 |
| Interest expense | 253,000 | 490,000 | 708,000 | 908,000 |
| Net interest income | 1,028,000 | 2,049,000 | 3,070,000 | 4,094,000 |
| Noninterest income | 150,000 | 304,000 | 472,000 | 621,000 |
| Noninterest expense | 925,000 | 1,851,000 | 2,751,000 | 3,554,000 |
| Provision for loan losses | 17,000 | 95,000 | 127,000 | 158,000 |
| Pretax income | 236,000 | 407,000 | 664,000 | 1,003,000 |
| Income tax | 73,000 | 126,000 | 205,000 | 280,000 |
| Net income | 163,000 | 281,000 | 459,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,411,000 | 14,499,000 | 14,677,000 | 14,700,000 |
| Total capital | 14,901,000 | 14,892,000 | 15,085,000 | 15,095,000 |
| Risk-weighted assets | 73,099,000 | 71,367,000 | 73,832,000 | 74,729,000 |