Call reports 2010
PLAQUEMINE BANK AND TRUST COMPANY — 2010
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,293,000 | 126,853,000 | 125,344,000 | 129,671,000 |
| Total loans | 70,479,000 | 73,708,000 | 75,221,000 | 68,820,000 |
| Allowance for loan losses | 477,000 | 525,000 | 464,000 | 590,000 |
| Securities available for sale | 25,895,000 | 25,831,000 | 23,264,000 | 23,595,000 |
| Securities held to maturity | 7,169,000 | 7,251,000 | 8,067,000 | 6,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,739,000 | 111,952,000 | 109,997,000 | 114,888,000 |
| Interest-bearing deposits | 97,398,000 | 97,213,000 | 93,675,000 | 98,715,000 |
| Noninterest-bearing deposits | 15,341,000 | 14,739,000 | 16,322,000 | 16,173,000 |
| Equity capital | 13,529,000 | 13,720,000 | 13,950,000 | 13,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,032,000 | 4,665,000 | 6,334,000 |
| Interest expense | 387,000 | 770,000 | 1,132,000 | 1,480,000 |
| Net interest income | 1,157,000 | 2,262,000 | 3,533,000 | 4,854,000 |
| Noninterest income | 138,000 | 315,000 | 483,000 | 633,000 |
| Noninterest expense | 902,000 | 1,895,000 | 2,847,000 | 3,749,000 |
| Provision for loan losses | 62,000 | 123,000 | 221,000 | 350,000 |
| Pretax income | 331,000 | 559,000 | 948,000 | 1,388,000 |
| Income tax | 103,000 | 173,000 | 294,000 | 377,000 |
| Net income | 228,000 | 386,000 | 654,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,273,000 | 13,430,000 | 13,698,000 | 13,760,000 |
| Total capital | 13,750,000 | 13,955,000 | 14,162,000 | 14,350,000 |
| Risk-weighted assets | 77,117,000 | 78,315,000 | 78,886,000 | 74,725,000 |