Call reports 2009
PLAQUEMINE BANK AND TRUST COMPANY — 2009
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,145,000 | 126,731,000 | 122,484,000 | 133,179,000 |
| Total loans | 71,177,000 | 71,040,000 | 71,793,000 | 71,260,000 |
| Allowance for loan losses | 607,000 | 623,000 | 621,000 | 440,000 |
| Securities available for sale | 21,092,000 | 23,894,000 | 23,756,000 | 24,631,000 |
| Securities held to maturity | 8,805,000 | 8,712,000 | 8,568,000 | 7,076,000 |
| Trading assets | 2,678,000 | 0 | 0 | 0 |
| Total deposits | 110,849,000 | 112,158,000 | 107,553,000 | 115,309,000 |
| Interest-bearing deposits | 96,221,000 | 97,537,000 | 93,532,000 | 101,366,000 |
| Noninterest-bearing deposits | 14,628,000 | 14,621,000 | 14,021,000 | 13,943,000 |
| Equity capital | 13,042,000 | 13,275,000 | 13,447,000 | 13,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,164,000 | 4,750,000 | 6,294,000 |
| Interest expense | 431,000 | 827,000 | 1,220,000 | 1,610,000 |
| Net interest income | 1,155,000 | 2,337,000 | 3,530,000 | 4,684,000 |
| Noninterest income | 161,000 | 311,000 | 459,000 | 635,000 |
| Noninterest expense | 930,000 | 1,883,000 | 2,875,000 | 3,737,000 |
| Provision for loan losses | 16,000 | 33,000 | 109,000 | 186,000 |
| Pretax income | 370,000 | 732,000 | 1,005,000 | 1,396,000 |
| Income tax | 115,000 | 227,000 | 312,000 | 390,000 |
| Net income | 255,000 | 505,000 | 693,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,564,000 | 12,814,000 | 13,002,000 | 13,044,000 |
| Total capital | 13,171,000 | 13,437,000 | 13,623,000 | 13,484,000 |
| Risk-weighted assets | 79,279,000 | 76,271,000 | 76,289,000 | 77,852,000 |