Call reports 2008
PLAQUEMINE BANK AND TRUST COMPANY — 2008
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,653,000 | 105,999,000 | 118,007,000 | 126,534,000 |
| Total loans | 64,966,000 | 63,565,000 | 65,018,000 | 70,700,000 |
| Allowance for loan losses | 624,000 | 618,000 | 559,000 | 592,000 |
| Securities available for sale | 13,345,000 | 15,033,000 | 20,633,000 | 21,286,000 |
| Securities held to maturity | 4,430,000 | 8,284,000 | 8,187,000 | 9,460,000 |
| Trading assets | 3,012,000 | 3,007,000 | 3,168,000 | 3,195,000 |
| Total deposits | 96,134,000 | 92,333,000 | 103,887,000 | 112,369,000 |
| Interest-bearing deposits | 82,261,000 | 78,705,000 | 88,644,000 | 94,172,000 |
| Noninterest-bearing deposits | 13,873,000 | 13,627,000 | 15,243,000 | 18,197,000 |
| Equity capital | 12,369,000 | 12,349,000 | 12,587,000 | 12,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,342,000 | 4,926,000 | 6,561,000 |
| Interest expense | 603,000 | 1,146,000 | 1,693,000 | 2,182,000 |
| Net interest income | 1,175,000 | 2,196,000 | 3,233,000 | 4,379,000 |
| Noninterest income | 186,000 | 369,000 | 538,000 | 766,000 |
| Noninterest expense | 916,000 | 1,838,000 | 2,767,000 | 3,704,000 |
| Provision for loan losses | 12,000 | 12,000 | 14,000 | 21,000 |
| Pretax income | 436,000 | 718,000 | 993,000 | 1,423,000 |
| Income tax | 140,000 | 230,000 | 318,000 | 376,000 |
| Net income | 296,000 | 488,000 | 675,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,012,000 | 12,205,000 | 12,392,000 | 12,310,000 |
| Total capital | 12,637,000 | 12,822,000 | 12,951,000 | 12,902,000 |
| Risk-weighted assets | 76,254,000 | 74,453,000 | 74,430,000 | 80,394,000 |